Two Day Crunch

Actually, right now, the only thing I'm sweating is how I'm getting home from school. I guess walk. In excess of fifteen miles. I'm dedicated to my education.

So, besides the little set back of I don't know how I'm getting home from school (if I jog it'll go faster and I might lose some weight), I have almost everything taken care of. I need a student ID and a school email, and that's it.

Okay, and I've been promising to do blogs on financial aid and I never did. Because it is hard and boring to go through all of it. So I'm basically just going to break down the financial aid I managed to receive: federal student loans.

How much money you can borrow from the government is dependent on status (dependent or independent student) and year in school (increases progressively the further in school you are), and there are limits. There are three kinds. There's the Perkins loan, which is for those who need it the most. You are not responsible for the interest on it while you are still in school. Then there's the two Stafford loans. The first one is a subsidized, in which you are not responsible for the interest while you are in school, but it is need based. The second one is the unsubsidized loan, which is not need based, but you are responsible for the interest while in school and it capitalizes. There are no credit checks for government student loans. If it's not enough, you can look into private loans, but they do require a credit check. To apply for the student loans, you have to apply for them on the FAFSA (http://www.fafsa.ed.gov), and then check with your school for any other information they may need.

The other thing I'm going to mention about financial aid is that the FAFSA is the gatekeeper. State aid applications are the keymaster. Yes, I'm referencing Ghostbusters. Get over it. Check with your financial aid office or high school counselor for due dates, but if you want any government money for school... Gotta fill them out.